Australia’s health and care sector is growing faster than almost any other part of the economy - and yet financial distress among providers is rising. Demand is structurally high. Government funding continues to expand. But workforce costs, regulatory complexity, and capped revenue models are squeezing operators from every direction.
Olvera Advisors works with healthcare and community providers, investors, and lenders who need clear-eyed advice in this environment - whether that means stabilising a distressed operation, assessing a sector investment, or navigating the next wave of consolidation.
HospitalsPublic and private hospitals remain under sustained operational and financial pressure. Emergency departments are operating at or beyond capacity, with elective surgery waitlists stretching to 329 days in some settings. Workforce fatigue, deferred capital maintenance, and bed block — patients who are medically ready for discharge but can't access aged care or disability accommodation — are compounding systemic strain. In NSW alone, health expenditure now exceeds $30 billion annually, yet capacity constraints persist. Private hospital operators face added pressure from declining private health insurance participation among younger demographics and rising labour costs. Apparel, Footwear & Accessories
Discretionary retailers remain highly vulnerable to insolvency risk, particularly in fashion and specialty apparel. Ultra-low-cost cross-border platforms are intensifying competition. Supply chain delays, rising return rates, and increasing regulatory obligations around sustainability add further strain.
Primary Care and Allied Health
Disability Services (NDIS Providers)
Residential Aged Care
Health and Community Services (NFPs) When funding delays, workforce costs, or compliance obligations put cash flow under pressure, speed matters. We triage financial position, model waitlist-to-capacity scenarios, and redeploy resources into highest-yield service lines, stabilising operations while preserving care delivery and director control.
Revenue in the health and care sector is largely determined by government policy, not market demand. We help providers map their funding exposure, build price-limit strategies across mixed-payer environments (NDIS, Medicare, PHI, direct), and develop the financial dashboards and scenario tools needed to respond quickly when funding conditions shift.
Whether you are a provider under financial stress, an investor assessing a distressed asset, or a board weighing a merger or acquisition, we bring the sector knowledge and restructuring expertise to structure the right outcome. Services include Safe Harbour activation, voluntary administration and DOCA pathways, distressed M&A advisory, and capital recapitalisation strategies.
With decades of combined restructuring and advisory experience, our team offers sound advice in all business scenarios.
We focus on maximising returns and planning for the best outcomes. With milestones and value-based billings, our goal is always to find the right solutions first.
Working in small teams, we believe in delivering creative, executable plans. Our team is highly resource-driven, utilising our vast networks whenever possible.
We see the people and potential behind the numbers. Our service is personable and long-term focused, with the right balance between financial and individual.
Damien develops strategic solutions for groups dealing in crisis management and/or distress investment.
Read about our successful client case studies.
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