The engine in Australia’s financial services remains steady, with record-high super assets, well-capitalised banks, and insurers’ earnings underwritten by premium remediation.
However, the regulatory bar keeps climbing for these providers, as they navigate the Financial Accountability Regime Act, climate disclosures, and CPS190 obligations. As rulebooks get tougher, and customers and markets become more unforgiving with delays, robust frameworks and plans have never been more critical.
We work with directors to establish clear lines of accountability and discuss recovery options that work for your business. Together, we’ll help you build a plan that stands up to APRA, ASIC and your Board, with disclosures that withstand stringent assurance processes.
Olvera believes in working with you as partners. As a client, you can expect pragmatic plans that are executable in weeks – not months, and a fee structure aligned to your goals. We’re here to deliver profitability that lasts.
Payments, Fintech & Private Credit The payments and fintech landscape spans across merchant acquiring, BNPL, digital wallets, and private or alternative lending models. Businesses face mounting compliance obligations, with the added complexity of governance under the Financial Accountability Regime (FAR).
Big-tech platform rules and cross-border AML/KYC requirements are reshaping the operating environment, while funding markets remain cyclical and challenging. Private credit providers are increasingly central in asset and loan recovery programs, dominating both origination and restructuring across the funding spectrum.
Superannuation Funds and Wealth ManagementWith Australia’s superannuation assets now exceeding $4.3 trillion, super funds face pressures to scale governance, consolidate products, and navigate APRA alongside climate disclosure requirements.
At the same time, DDO obligations, growing fee pressures, and uncertainty around advice reforms are reshaping business models. Fund insolvency and unregistered schemes remain as underlying risks, while heightened ESG scrutiny demands credible responses to greenwashing and climate integrity claims.
Insurance (Personal, Commercial and Life)Insurers are balancing premium remediation with customer affordability against a backdrop of rising catastrophe exposure, reinsurance costs, and FAR accountability.
Reinsurance pricing cycles and supply-chain inflation, particularly for parts and building materials, are placing pressure on underwriting and claims outcomes. Group insurance providers face unpredictable claims costs, pressure to reduce lapses, and heightened scrutiny under APRA’s new life performance reporting rules.
In health, coverage rates are rising (45.3%), and insurers must balance it with the optics of reviewing their premiums.
Superannuation assets reached $4.3 trillion on 30 June 2025, a 9.8% increase year-on-year, with APRA-regulated funds accounting for $3.04 trillion.
Preparation of board packs that pass APRA and ASIC scrutiny, with leading indicators, breach and risk metrics, and clear recovery triggers.
During financial or operational stress, we establish a weekly command centre with one single source of truth covering funding, liquidity, claims, service levels, and risk events.
Safe Harbour protections and creditor strategies for stressed lenders, insurers, or ancillary providers. Develop options papers for distressed M&A.
Conduct vendor due diligence for asset managers and super funds on platform sales, acquisitions, or reinsurance transactions.
With decades of combined restructuring and advisory experience, our team offers sound advice in all business scenarios.
We focus on maximising returns and planning for the best outcomes. With milestones and value-based billings, our goal is always to find the right solutions first.
Working in small teams, we believe in delivering creative, executable plans. Our team is highly resource-driven, utilising our vast networks whenever possible.
We see the people and potential behind the numbers. Our service is personable and long-term focused, with the right balance between financial and individual.
Download Olvera’s Financiers guide for an informative overview of our offerings and industry experience.
Neil Cussen, a leading authority in insolvency and restructuring, offers 35 years of experience, excelling in asset tracing, business recovery, and cross-border insolvencies.
Read about our successful client case studies.
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